Description

This plan is a combination of endowment with profit plan and deferred whole life without profit plan. It provides the pre-decided SA along with vested bonuses at the end of the premium paying term, but the risk cover on the life continues till death of the Life Assured.

Features

• EntryAge 18 – 65 Yrs
• Minumum Sum Assured Rs 100000
• Policy Term 5Yrs to 25Yrs ( Subject to Max Age 70Yrs)
• This is a with profit policy.
• The policy becomes paid up if at least three full Years premium is paid.
• The policy can be surrendered after completion of three full Years with payment of all due premiums.
• Loan is payable under the policy after three years to the extent of 90% of Surrender value.
• Sum Assured along with the vested bonus, if any, are payable at the end of the maturity.
• An amount equal to the Sum Assured is payable on death after the Premium Paying Term, free insurance cover after maturity, subject to all due premiums being paid at the time of maturity.
• Accident benefit and Permanent disability benefit are available as  riders from the age of 18 to 70 Years.